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Declaration of Independents: Ivie Isler

In 2023, Isler received the InsurPac Young Agent of the Year award for helping AIIA win its first InsurPac Eagle Award. In 2024, she received the national Young Agent of the Year Award for leadership in her local and state associations.

Agency Nation Meets: Nancy Germond

Nancy Germond, Big “I” executive director of risk management and education, is a second-generation insurance professional who has written scores of risk-management articles and a book on workers compensation.

5 Ways a CAT Event Can Impact Agency Valuations

The increase in catastrophic events and higher loss ratios has the potential to significantly impact agencies’ profit sharing, revenue, carrier appointments and other valuation factors.

Declaration of Independents: Ashley Stafford

In her short insurance career, Stafford has acquired the certified professional insurance agent (CPIA) designation and was recognized as a 2023 Young Agent Mover and Shaker by Insurance Agents & Brokers (IA&B).

Declaration of Independents: Emmanuel Osuyah

Osuyah’s first venture into insurance was in 2004 when he purchased his mother-in-law’s Allstate agency. He quickly realized that this was not the right road for him and decided to go the independent agency route.

Integrating AI While Avoiding E&O Claims

Before implementing artificial intelligence in your agency, understand the product and what it can do, Test the product before purchasing it, and simultaneously use human processes.

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