Help Your Clients Improve Their Financial Literacy

Helping your clients better understand the nuances of credit scores, borrowing and other aspects of financial literacy can enable them to make more educated decisions regarding their insurance.

Where Has All the Discretionary Income Gone?

Independent agents witness the decline of discretionary income firsthand. As insurers increase rates, help clients choose the best coverage for their financial situations.

Distracted Driving: A Lesson in Risk Management

A car accident resulting in a lawsuit against Snapchat has brought to light just how important it may be for independent insurance agents to consider enterprise risk management for their businesses.

Why City Resilience Matters for Businesses Like Yours

At the recent Pathways to City Resilience Forum, financial and government leaders addressed how U.S. cities and institutions can build resiliency in three key areas: infrastructure, climate change and cyber.

Why Ethical Courage Matters in Insurance

Ethics Awareness Month is the perfect time for a reminder that insurance professionals must have ethical courage to operate effectively in the insurance industry.

Can Agents Pay for Referrals?

An agent writes, “We have a relationship with a life insurance agent who has access to our clients and our files. He would like to split the commission on the p-c business that he refers to our agency. Can we split commissions with someone who does not ha

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