Virtual Perils: The Growing Risks in the Personal Cyber Market
Many personal lines clients mistakenly believe their standard homeowners insurance policy covers cyber incidents.

Many personal lines clients mistakenly believe their standard homeowners insurance policy covers cyber incidents.
Growing up in a family where insurance was a topic of conversation at the dinner table, Andrews’ future in insurance was written in the stars.
If a client’s policy is canceled for nonpayment—whether intentional or not—would it impact that client’s ability to get another policy?
Maintaining, improving and enhancing your website can feel like a full-time job for independent agents, who already wear many hats in their businesses. That’s why the Big “I” has an array of resources to help.
Many owners think that having a perpetuation plan is something that only older agency owners need to worry about, but the reality is that every agency owner needs to have a plan in place.
Insurance carrier ratings provide insights into the financial strength, stability and reputation of insurers and help you when recommending coverage options to your clients.
In 2023, Isler received the InsurPac Young Agent of the Year award for helping AIIA win its first InsurPac Eagle Award. In 2024, she received the national Young Agent of the Year Award for leadership in her local and state associations.
Nancy Germond, Big “I” executive director of risk management and education, is a second-generation insurance professional who has written scores of risk-management articles and a book on workers compensation.
The increase in catastrophic events and higher loss ratios has the potential to significantly impact agencies’ profit sharing, revenue, carrier appointments and other valuation factors.
While preventing every cancellation is impossible, a well-executed process can save clients and retain more business.