Commercial Lines

Two experts discuss the multifamily housing market and the impact of the hard market on property & casualty insurance.

As many admitted carriers exit markets, limit coverage or increase rates, excess & surplus has become the fastest-growing market in the industry.

Beyond the immediate devastation of a wildfire, pollutants and smoke can spread and continue to cause further harm. Here’s how agents can help commercial clients mitigate smoke dangers.

An insured rents a commercial building with a contract that requires the building owner be listed as the loss payee on the loss of rents provision. What form would cover this?

The coverage offers business income, reward money for information leading to the capture of the perpetrator, a public relations consultant and a crisis manager.

The hard market, inflation and a host of other factors are making it increasingly difficult to accurately determine replacement cost for commercial property insurance.

​People often think change is expensive. But what about the cost of staying the same? When your business doesn’t invest in process improvements, including modern technology and automation, you run the risk of paying the price in the long run.

As carriers, InsurTechs and agencies drive more digitalization across the policy lifecycle, small commercial insurance is starting to look and feel more like personal lines.