Liquor liability coverage can be difficult to place, particularly if the account is considered a high-hazard operation, if there is a loss history, or if there is little to no prior insurance coverage.
July brought the news that the property & casualty industry’s 2025 underwriting results were the strongest in a decade.
As liquor liability premiums rise and coverage options shrink, agents can help clients navigate a complex market.
Kendyl Meseck is the new business intake manager at Goldleaf Surety Services, where she helps clients and agency partners navigate the bonding process.
By helping trucking clients understand the risks and insurance solutions available to protect their cargo, agents can provide valuable support across the supply chain.
When ending a client relationship, agencies should focus on risk management, agency protection and maintaining coverage continuity during the transition.
What can begin as a relatively small issue on a roof can rapidly escalate into a costly property loss and prolonged business interruption for property owners.
By spending less time on administrative work, independent agents can dedicate more energy to supporting clients and strengthening relationships.
With commercial lines competition intensifying, the onus is on independent agents to present the best picture of a client’s risk.
As healthcare costs continue to rise, agents can help employers make changes to health benefit packages to prioritize affordability and ease of administration.
