Commercial Lines

State workers comp may not be enough for waterfront employers. This guide helps agents understand when federal maritime coverage may apply.

Clients working on or near navigable waterways may need longshore coverage. Here’s what agents should ask before a gap becomes a claim.

Maritime workers comp is easy to miss and costly to get wrong. Learn how independent agents can spot hidden waterfront exposure before a claim.

Workers compensation is regulated at the state level, and even occasional or incidental work across state lines can result in coverage gaps if policies are not properly structured.

As older workers stay in the workforce longer, a more complex risk profile is emerging—reshaping injury, increasing severity and forcing carriers to rethink underwriting and rating.

Workers aged 60 and older represent the fastest-growing segment of the labor force, and their increasing presence continues to impact the workers compensation market.

While stable, the workers compensation market is facing underlying pricing pressures that are set to adversely impact the market nationwide.

The program offers guaranteed cost options, sophisticated risk management features, a broad underwriting appetite and employer liability limits.

The new product is designed to simplify and accelerate the quoting and binding process for small business clients.