Reconstruction Costs Decelerate as Personal Lines Premium Increases Slow
While every state saw residential and commercial reconstruction costs increase, premiums for personal auto and homeowners policies show signs of deceleration.
Commercial Lines
MGT Launches Artisan Contractor BOP
The policy protects the tools, equipment and livelihood of small specialty contractors who focus on service, repair and standard installation work.
American Modern Launches Farm and Ranch Insurance Program
Coverage includes property insurance with enhancements covering farm dwellings, outbuildings, equipment, livestock, harvested crops, and more.
Insurance Implications When Property Owners Bring Their Energy Grid In-House
As energy reliability, cost volatility and resilience move higher on boardroom agendas, more property owners are bringing their energy supply chain in-house.
The Hanover Enhances Its Offering for Complex Industrial Property Risks
The new admitted property product is designed to modernize insurance coverage for small to mid-sized manufacturing businesses.
Fannie Mae and Freddie Mac Roll Back Property Insurance Requirements
For more than a year, the Big “I” worked constructively with Fannie Mae and Freddie Mac to revise their property insurance requirements for federally backed mortgages.
Understanding COPE: The Key to Stronger Commercial Property Submissions
Along with precise building valuations, Construction, Occupancy, Protection, and Exposure (COPE) forms the backbone of any commercial property risk assessment.
Are Brownfield Sites Set to Drive a Building Boom in 2026?
As demand for data centers and energy storage accelerates in the coming year, these contaminated industrial sites will find new life as technology hubs.
Over 800,000 Without Power as Deadly Cold Grips the Country
The deadly winter storm that swept across the U.S. over the weekend has left at least 12 people dead and thousands of people stranded, with over 19,000 flights canceled during the storm.
Commercial Property Coverage for Tools Stolen from Jobsite
A general contractor filed a claim after tools were stolen from an employee at an active construction project location. The carrier denied coverage, saying that the tools were not located at the insured’s premises.
