Commercial Lines

While some segments are beginning to show signs of rate relief, any broad-market optimism should be treated with caution.

A restaurant owner rents a building and has a tenant’s policy for contents and liability. A furnace caught fire and the owner says the tenant is responsible for the damage.

The policy protects the tools, equipment and livelihood of small specialty contractors who focus on service, repair and standard installation work.

As energy reliability, cost volatility and resilience move higher on boardroom agendas, more property owners are bringing their energy supply chain in-house.

Communication is the name of the game in the challenging coastal insurance market—and Kelley Carter, a communication and business major, has applied that wholeheartedly.

A commercial lines prospect has a limit on business income and business personal property (BPP), but not on the building.

In response to a spike in ransomware attacks on the food and agriculture sector, the PAK Cyber Suite provides alcoholic beverage manufacturers with coverage against a full range of cyber threats.

With adverse impacts from social inflation, litigation funding and heightened safety expectations, the public entities insurance market is in a hard market with increased premiums and reduced limits.

A major overhaul of the ISO Business Owners Policy (BOP) means that automobile service operations can be included on the form as of July 1, 2025. Here’s an overview of eligibility, endorsements and exclusions.