Commercial Lines

Workers compensation is regulated at the state level, and even occasional or incidental work across state lines can result in coverage gaps if policies are not properly structured.

As older workers stay in the workforce longer, a more complex risk profile is emerging—reshaping injury, increasing severity and forcing carriers to rethink underwriting and rating.

Workers aged 60 and older represent the fastest-growing segment of the labor force, and their increasing presence continues to impact the workers compensation market.

While stable, the workers compensation market is facing underlying pricing pressures that are set to adversely impact the market nationwide.

The program offers guaranteed cost options, sophisticated risk management features, a broad underwriting appetite and employer liability limits.

The new product is designed to simplify and accelerate the quoting and binding process for small business clients.

A Missouri-based commercial lines client uses virtual assistants in the Philippines. Does the virtual assistants’ wages need to be added to the company’s workers compensation policy?

While 63% of employers said they provide structured safety training, only 29% of employees report receiving it regularly—and 28% say they have never received formal workplace safety training.

Safety technology is a fast-evolving, dynamic field with advanced use of data analytic tools and artificial intelligence (AI) powering its evolution. Here are four common factors related to using safety technologies in the workplace.