Summertime Sales: How to Keep Insurance Relevant

Because clients and prospects are busy, summer is a difficult time to generate new sales. Keep insurance relevant this season by asking questions about exposures that go hand in hand with summer activities.

How to Shift the Personal Auto Conversation Away from Price

In a market ripe for disruption from not only direct writers slashing prices but also newcomers like Goji, Coverhound and autoinsurance.com, independent agents must change their strategy in order to maintain a competitive edge.

Distracted Driving: A Lesson in Risk Management

A car accident resulting in a lawsuit against Snapchat has brought to light just how important it may be for independent insurance agents to consider enterprise risk management for their businesses.

Snapshot Program Rewards Good Drivers

Progressive’s Snapshot is a voluntary discount program in which drivers can save money on their car insurance by sharing their driving habits with Progressive. People who drive less, in safer ways and during safer times of day are most likely to get a dis

Hired and Non-Owned Auto Liability Coverage: Excess Over What?

When hired auto liability coverage is under a commercial general liability or BOP form and the coverage is “excess,” what is it excess over: the rental firm’s liability coverage, the employee’s auto liability coverage or both?

Novamar Creates Long-Term Program for Yachts

Novamar’s staff members are boaters who recognized the need for a yacht insurance program that simplifies the underwriting process, improves claims service, reduces response times and provides flexible, stable coverage at a competitive price.