williamjones

Impossible to Ignore

I basically grew up in the office of an independent insurance agent. My mom was the secretary and receptionist for a successful agent in Seymour, Ind. During my time there, I learned a great deal about the importance of essential values like integrity and

Agents Make Annual Pilgrimage to Capitol Hill

The Big “I” put out the call and hundreds of agents answered by coming to Washington, D.C. to lobby members of Congress and their staffs on pressing issues that directly impact the independent agency system…

A Brand Ambassadorship

Recently, I saw one of the people from our claims team at American Collectors Insurance in our reception area. She was listening to a customer, whose manner was somber. I thought, “What has caused this man to drive here to talk face-to-face with a claims

The Case of the Problematic Pipes

It was a typical June day in Washington, D.C.—it was too hot to melt, so your only option was to spontaneously combust. To make matters worse, I just got my electric bill which had swollen like my cousin Audrey’s lips after a bee sting due to constantly r

May 2009

By: Volume 106, No. 5

Message Consistency—More Than Just a Big Idea

Too often insurance agents and brokers get lost in the world of branding and advertising. They beat their brains for a message they feel will grab their customers’ attention, motivate them to think about their current coverage and then walk away. After co

Tackling Certificates of Insurance

In response to many inquiries and concerns from agents around the country, I would like to address a current industry hot topic—certificates of insurance. Most of you have insureds who are being asked to sign construction/service contracts, lease/loan agr

Optional Federal Charter Bill Reintroduced in Congress

In early April, Rep. Melissa Bean (D-Ill.) and Rep. Ed Royce (R-Calif.) reintroduced their perennial optional federal charter (OFC) legislation, H.R. 1880, in the U.S. House of Representatives under the captivating but misleading title, The National Insur

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Foreclosures, Auto Suspensions and Personal Trusts

Do you have any homeowner insureds whose homes are or have been in foreclosure? Do you have any mortgage companies who, as a result of a foreclosure, are insisting you return unearned premium to them and not the insured?In examining the current ISO HO-3 p

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