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Declaration of Independents: Christine Larson

Christine Larson took her family’s agency from one to three locations and is now focused on growing further. “I’m enjoying the freedom of growing Empire independently,” she says.

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From the Front Lines: Marine Cargo

“Right now, the big challenge is placing difficult and high-value risks,” says independent agent Robert Lamb. “We do a lot of oil and gas equipment and those numbers can get fairly high.”

Is a Windshield a Car Body Part?

An insured’s 2018 Mercedes windshield needed to be replaced. The insured has comprehensive coverage with a $250 deductible, but the carrier denied original equipment manufacturer coverage for the windshield.

Protect Your Clients at Renewal from New Cyber Exposures

During the coronavirus pandemic, it is imperative that independent agents stay engaged with their clients and provide guidance on changes and developments in the professional liability market. COVID-19 sprung many changes on businesses, some good, some bad—but either way, keeping clients up to date on market conditions, risk trends and risk management options is more…

How Agents Can Help Clients Mitigate Wildfire Risk

The coronavirus pandemic makes wildfire preparation and response even more challenging. Here are three factors agents should take into account to help their clients navigate wildfire risk mitigation during COVID-19.

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