Personal Lines

During this housing market heatwave, insurance agents can be a voice of reason and an educational resource for buyers. Here are four ways independent agents can help buyers assess risk.

For seniors with changing financial needs, a life settlement is often less intrusive than selling a home or taking a large draw from a retirement account.

“As a country, we’re shifting toward buying products online,” says independent agent Lou Martinez. “You don’t see people go into locations anymore, like how my parents still go through their insurance process.”

An insured backed his company’s auto into his parents’ personal trailer. Because his parents are also company members, the carrier is denying coverage based on the care, custody or control exclusion.

COVID-19 has affected the homeowners insurance market in numerous ways. Here are three reasons homeowners need more coverage than prior to the coronavirus pandemic.

Homebuyers can benefit from an independent agent’s advice to keep their home offers grounded in reality, particularly in this competitive market. Here are five ways agents can assist.

Buying homeowners insurance can be seen as just one more transaction to be completed before closing on a home. Agents can set themselves apart by educating clients on what they’re buying.

Significant increases in the cost of construction materials could affect a large property loss by exhausting the amounts of coverage. Here’s what agents can do about it.

As drivers take less control of vehicles, liability may shift. Whether the driver is held legally liable may depend on the decisions the driver makes to give up or take control of the vehicle.