Personal Lines

Buyers need more than just insurance coverage when entering the housing market—they need your expertise and dedication to help ensure they’re insured for the long run.

Does symbol 1 mean any non-owned trailer of 2,000 pounds has liability coverage? The carrier’s underwriter says the trailer isn’t covered if it’s used regularly.

These transactions can be confusing and complex—help your client find the right professional.

Are solar panels installed on the insured’s roof covered for windstorm peril under the ISO HO 00 03 homeowners insurance policy?

During this housing market heatwave, insurance agents can be a voice of reason and an educational resource for buyers. Here are four ways independent agents can help buyers assess risk.

For seniors with changing financial needs, a life settlement is often less intrusive than selling a home or taking a large draw from a retirement account.

“As a country, we’re shifting toward buying products online,” says independent agent Lou Martinez. “You don’t see people go into locations anymore, like how my parents still go through their insurance process.”

An insured backed his company’s auto into his parents’ personal trailer. Because his parents are also company members, the carrier is denying coverage based on the care, custody or control exclusion.