Personal Lines

Is there errors & omission coverage for recommending a life settlement option? The answer is “yes” and “no.”

Is the use of a homeowners policy to provide coverage on single-family home under construction, renovation or reconstruction common? What problems are presented by using homeowners instead of builders risk policies?

Access to highly predictive data yields fair, competitive insurance prices for everyone in your community.

The drive to find more affordable coverage was amplified during 2020 as many consumers looked to trim expenses. This has stabilized in 2021 with a return to pre-pandemic trends in shopping and claims.

With today’s technology enhancements, writing life insurance can help drive additional revenue from your current book of clients or create new opportunities altogether.

The carrier says that a totaled food truck, which is two years old and has driven 22,000 miles, has depreciated over 30%. It bases the price on a “market survey.” Can the insured dispute the appraisal based on actual physical depreciation?

The life settlement industry has come a long way over the last few decades. Adding life settlements to the list of options allows agents to offer a broader range of services to clients.

A landlord asked if he could purchase a renters policy for his renters. However, he requires them to purchase insurance when they sign the lease. Is that possible?

Gabriela Dominguez, principal of Avante Insurance in Miami, is giving the Latino community a voice in the insurance industry. “I’ve enjoyed making a difference in bringing the concerns of our community higher up,” she says.

A personal auto client has liability coverage only on his car. He brought it to a franchise repair shop and the car was stolen while in the shop’s care, custody and control.