“I envision consumers will continue to realize the importance of an umbrella policy,” says independent agent Taylor Justice. “I have personally seen a large increase in young individuals wanting to protect themselves with a personal umbrella policy after
Interest rates have been declining in the U.S. for decades. Establishing a review process as well as ongoing monitoring will help ensure clients’ life insurance policies are adequately funded throughout their lifetime.
Umbrella coverage offers additional protection for those who want increased limits or to fill insurance gaps. The pandemic has accentuated certain trends leading to increased claims and a hardening of rates.
The Hanover Insurance Group offers home-based business solutions coverage for on-site businesses with no more than three employees.
Wine collecting is an area of the luxury market that has grown significantly in recent years—with unique and ever-present risks from water damage to cleaning chemicals. Here’s how agents can guide clients on protecting their collections.
“Auto insurance is often the first product that brings people into our agency,” says Brittany Hardin, independent agent. “If I can find a balance between offering coverage that is appropriate at an affordable premium, the other lines of business will usua
Upon moving into their new home, an insured found hidden mold on a wall. Why can’t the insurance company pay for damages and subrogate against the prior homeowner?
A new Agent Authority survey released this week by Nationwide found that more auto insurance customers are ready to give usage-based insurance a try, giving agents an opportunity to grow their business and enhance relationships.
Americans live differently now—which means their homeowners insurance coverage must change too.
With the cost of a cyberattack claim averaging around $4,000, it pays for homeowners to be prepared. Independent agents can prescribe the right cyber liability coverage for homeowners who are online more than ever these days.
