Reconstruction Costs Decelerate as Personal Lines Premium Increases Slow
While every state saw residential and commercial reconstruction costs increase, premiums for personal auto and homeowners policies show signs of deceleration.
While every state saw residential and commercial reconstruction costs increase, premiums for personal auto and homeowners policies show signs of deceleration.
Consumers can protect their homes and positively impact premium levels by being proactive with resilience measures to reduce claim severity.
While some recent trends have influenced the mergers & acquisitions marketplace, it certainly hasn’t been interrupted.
Nine in 10 drivers are seeing more aggressive, reckless and distracted driving. The good news is independent agents are uniquely positioned to influence driving behavior with both clients and lawmakers.
Transparency regarding data protection practices will remain a key factor in the adoption of telematics-driven insurance policies.
By conducting regular coverage checkups, agents can play an essential role in helping their homeowner clients reassess their coverage and limits to ensure they’re properly protected.
Here are three practical ways agents can use AI for promotion without feeling overwhelmed or losing control.
April delivered must-read insights for independent agents, including the retirement of the Safeco brand, hurricane season outlook and member recognition at the 2026 Big “I” Legislative Conference.
The agencies that have adopted artificial intelligence (AI) successfully didn’t start with a big rollout; they started with a conversation with their staff first, then with their clients.
In the age of AI, the question for insurers is no longer whether digital deception will impact their business, but rather how quickly they are prepared to respond.