How Independent Agents Can Effectively Leverage Supplemental Benefits
Supplemental benefits can go a long way to reducing client churn and ensuring that the clients who do stay are happy.
Supplemental benefits can go a long way to reducing client churn and ensuring that the clients who do stay are happy.
While insurers saw declines in claims in 2025, emerging risks are visible in the claims data.
A large portion of the industry continues to operate on core platforms designed around nightly batch cycles. Those systems were built for stability and auditability, not instantaneous updates.
If a teacher’s dog bit a child on school property, would the teacher’s personal liability policy respond or would it be excluded? And would the school be liable?
As flood risk becomes more complex and less tied to traditional flood maps, agents play a key role in helping customers understand their real exposure.
Coverage includes property insurance with enhancements covering farm dwellings, outbuildings, equipment, livestock, harvested crops, and more.
Total new annualized life insurance premiums increased 10% year over year to $17.5 billion in 2025, according to preliminary results from LIMRA’s individual life insurance sales survey.
AccuWeather is predicting between 11 to 16 named storms, including four to seven hurricanes and two to four major hurricanes.
An insured wants to downsize. They sell their house, move in with in-laws and buy a tenant homeowners policy with a Coverage C limit of $105,400. However, thieves break into the storage facility and steal everything.
When an agent reframes a common problem with a distinct perspective, they stand out, making people slow their social scrolls and lean in to hear a perspective they hadn’t considered before.