Commercial Lines

Couple the unique risk exposures of public entities with continued economic challenges such as inflation and labor shortages, and “Groundhog Day” may be set to continue.

Over the past 20 years, the number of individual specialty crops insured under crop insurance programs increased by 27%, and in October 2023 the USDA announced expanded coverage options for specialty-crop and organic producers.

Lugo shares his journey from intern to specializing in real estate insurance.

High net-worth individuals and farmers looking to diversify their income streams through agritainment must also factor in the potential risks associated with these types of operations.

“The current hard market conditions have been the most challenging hurdles to navigate in over 20 years,” says independent agent Jeff Johnson. “There are so many factors playing into this hard market, which make placing business more difficult than ever b

The agency errors & omissions environment has become more complicated, and the result has led to several implications for independent agencies.

Here’s how an agent can to explain this unique requirement to their surety clients.

If a customer of one of the tenants was injured in an auto accident in the parking lot, does the standard commercial general liability policy without the non-owned auto endorsement provide coverage for the landlord?

Agency errors & omissions coverage has been impacted by the hard market, with premiums increasing over the past few years, and difficulty in replacing waves of retirees with younger workers.