3 Ways Commerce Is Evolving in a Hybrid World
Now that the urgency of the coronavirus pandemic has regressed, managers can spend more time sorting out the minute details of their hybrid schedules.

Now that the urgency of the coronavirus pandemic has regressed, managers can spend more time sorting out the minute details of their hybrid schedules.
The number of employees working remotely on a full-time or part-time basis continues to increase and employers are dealing with this widespread adoption.
While valuations of independent agencies might have leveled off, owners can still get a good price for their business if they have attractive cash flow and other positive attributes.
Mortgage lenders are requiring agents to supply a replacement cost estimate (RCE) for refinance closings. Is this something the agents should be doing?
Can a general contractor with hired auto coverage hire a dump truck company and be protected in the event that the trucking company’s insurance was invalid or denied coverage?
Agents can help clients understand that spring isn’t just a time to prepare their home for the season ahead, it’s also a time to check for damage done during the winter months before it becomes an insurance claim.
At one agency, personal lines agents are putting liability coverage on an ACORD 27 – Evidence of Property Insurance form and the account managers are adding it as a coverage.
Today, agents are under more pressure than ever to make profitable risk submissions to underwriters, despite unpredictable weather patterns making property proposals more difficult to predict.
An insured is a commercial campground with a commercial general liability policy, under the class code “Campgrounds – Code 10331.” If someone gets burned by one of the campfires, is that covered?
From creating a professional website to building an email list, digital marketing strategies have become more of a task than a strategy.