Reporting Requirements When PAP and PUP Are Written by Different Carriers
What are the reporting requirements of a liability claim to the carrier that doesn’t write the underlying coverage?
Strategies
Insuring a Vehicle Garaged at an Out-of-State Secondary Residence
A high-net worth customer in Pennsylvania would like to leave a car at his secondary home in Oregon. The car would be available to local family members to use throughout the year.
Does a Rental Car Have Other Than Collision Glass Coverage from a PAP?
A client has full glass coverage on her personal auto policy. She rented a vehicle while traveling and got a chip on the windshield.
Employee and Family Injured in Company Car: How Do PIP, PAP, BAP and Workers Comp Interact?
If an employee drives a regularly furnished company car and the employee and family members are injured in an accident while using that car, how is that claim covered?
Does a PAP Cover Stepdaughter Borrowing Car and Living in Different State?
A client owns a car, which is titled in her name, and gives it to her stepdaughter to drive. How should the personal auto policy be written?
How the Industry Is Navigating a Volatile Auto Insurance Market
Improving technology is a determining factor for many carriers as they look to employ a strategic response to a sustained rise in claims frequency and severity.
Over or Under: Explaining UM/UIM Coverage and Setting Limits
Should the uninsured motorist/underinsured motorist limits match those on the bodily injury and property damage liability coverage?
What Coverage Does a PAP Provide for a Rental Car?
Would liability and physical damage coverages cover a rental car? Would there be a coverage gap in loss rentals?
What Is an Agency’s Responsibility If an Insured Doesn’t Want to File a PAP Claim?
The insured does not want to submit a claim because they are adamant the accident was not their fault.
The 1990s Are Classic: Protecting Modern Collector Cars
The ‘90s have officially achieved classic status.
