Is There a Coverage Gap When BAP and Umbrella Have Different Renewal Dates?
A pallet manufacturing company has a business auto policy that renews in November and a commercial umbrella policy that renews in April.
Strategies
Employee and Family Injured in Company Car: How Do PIP, PAP, BAP and Workers Comp Interact?
If an employee drives a regularly furnished company car and the employee and family members are injured in an accident while using that car, how is that claim covered?
Mitigating and Managing Workers Comp Claims
Insurance agents play a key role in helping their clients prevent injuries, reduce claims, protect the health of their employees and safeguard the financial health of their businesses.
Do Nonprofits Need Workers Comp and UM/UIM Coverage?
Does a nonprofit organization that has a workers compensation policy in force also need uninsured/underinsured motorist coverage?
Workers Comp Ready: Claims Reporting Advice for Small Commercial Clients
Best claim reporting practices for your small commercial clients.
One Company, 5 Workers Comp Policies: Is This a Problem?
A company has physical locations in eight states and at least five separate workers compensation policies. What issues will having these multiple policies create?
Can You Cover Unpaid Interns Under a Workers Comp Policy?
An agent’s commercial client plans to hire an intern who is not affiliated with a university. The intern will not be paid and will be at the office shadowing an employee for a few hours a week.
