Strategies

What Is an ‘Act of God’ and Is It Excluded from a CGL?

A barge service was installing a boat lift for a client when the wind shifted directions and pushed the barge into another dock, causing $6,000 in property damage. The carrier is denying coverage because the boat was moved by the wind.

4 Things to Do Before Using AI in the Hiring Process

Artificial intelligence tools have been praised for saving hiring managers valuable time and creating a diverse pool of applicants. But it’s important to address some big concerns before implementing AI in your HR department.

How to Work Effectively With Underwriters

Taking the time to develop relationships with underwriters builds trust and boosts your carrier knowledge. Check out four tips for working more effectively with underwriters.

Is an Outhouse Covered as an Other Structure on a Farm Policy?

The carrier denied coverage, saying the building is appurtenant to the scheduled garage because it is closer to the garage, the activities usual to the house do not depend on the building, and the insured uses the building to avoid having to go back to th

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