It could come down to how the wait staff serves customers.

According to the U.S. Department of Health and Human Services Administration, approximately 407,000 children have been placed in the foster care system in the United States. Society encourages becoming a foster parent, but in the midst of meeting the nume

Condon Skelly is implementing a different collector vehicle underwriting game plan since its acquisition in 2010 by Pennsylvania-headquartered multilines program administrator NSM Insurance Group.

ISO has revised its commercial general liability forms and endorsements, including making changes to coverage for liquor liability. Some changes result in a narrowing of coverage, which can present an errors & omissions exposure.

The Insurance Services Office’s update to its commercial property policy forms and endorsements includes several revisions that are expected to result in no change in some coverages. Do you know which ones are remaining the same?

The Insurance Services Office has revised its commercial property policy forms and endorsements to provide new coverage options. The changes are among more than 40 that ISO has made to its forms, which have an edition date of October 2012 and will be effe

One of the most common questions received by the Big “I” Virtual University’s Ask an Expert service is how to provide “cross liability” coverage under commercial general liability. The question typically arises from a certificate request for the coverage

An insured owns an expensive home with numerous custom windows. He hired a window washer to remove plaster and varnish from the windows, but the workman scratched most of them. The insured subsequently learned that the window washer is uninsured. Does he

The side wall of a pump house blew out after a water tank exploded, caused by points stuck on the well pump. The insurance company denied coverage under the ISO 2000 edition HO-3 policy, citing a mechanical breakdown. But is this correct?

An agent asks, “What is the rule with regard to workers’ compensation when an employee buys the company that he has been working for? The company changed from a corporation to an LLC. Will the company’s mod change?”