Does your agency still approach clients like the hotel clerk that provides guests with a metal key when they check in?

An agency wants to provide a driving history report to a commercial insured for one of their drivers. Is this an acceptable practice?

An agency has a disagreement as to what constitutes an “insured location”: The insured owns a home and outbuilding on an 11-acre parcel of land, plus a 64-acre parcel of land across the street from the home, which contains two buildings.

Most agents have traditionally viewed renters insurance as an ancillary type of coverage. But thanks to millennials, that’s no longer the case.

Ethics Awareness Month is the perfect time for a reminder that insurance professionals must have ethical courage to operate effectively in the insurance industry.

An agent was under the impression that a homeowners policy excludes coverage for anything in or over a body of water. But do docks, bulkheads and wharves have coverage under Coverage B Other Structures?

After a small kitchen fire causes both fire and smoke damage to an insured’s kitchen cabinets, the carrier only wants to allow coverage for the cabinets that suffered fire damage. Can the insured avoid ending up with mismatched styles?

Many of your personal lines insureds are sending their children away to college this time of year. Do they need to purchase additional coverage while these students are away?

A client’s property is located in a community that has an ISO public protection class rating of 3/9. What’s the class for a property located 5.38 miles from a fire department?

If a food truck is damaged by a covered peril at the described premises of a catering service, the resulting loss of income can be covered by two different business income coverage forms. But if a food truck is damaged away from the premises, ISO has neve