williamjones

Comprehensive vs. Collision: Shopping Cart Blown by Wind into Car

After a shopping cart was blown 30 yards across a parking lot into a client’s car, the agent believes the windstorm damage is a comprehensive loss. The adjustor says the object is a collision loss because the object must be falling to be caused by a winds

From the Front Lines: Commercial Lines

“The current hard market conditions have been the most challenging hurdles to navigate in over 20 years,” says independent agent Jeff Johnson. “There are so many factors playing into this hard market, which make placing business more difficult than ever b

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