Agency Operations

How Often Should AMS Data Backups Occur?

How should an agency prepare for an agency management system (AMS) being down for an extended period of time, such as after a catastrophe or cyberattack?

Avoid E&O Claims from Cosmetic Hail Damage Exclusions

To keep premiums affordable, homeowners carriers are excluding coverage for what used to be standard covered perils. Cosmetic hail damage is one of those coverages that is increasingly becoming excluded.

What Commercial Clients Should Know About Earthquake Insurance

For the most part, earthquake is a covered peril in traditional insurance but policies tend to have low sublimits compared to other perils.

A closeup of a seismograph machine needle drawing a red line on graph paper depicting seismic and eartquake activity - 3D render