Restaurant & Bars

Do you know the difference between a general liability and liquor liability claim? For independent agent Barney Schwartz, explaining that is the biggest challenge in this market.

Employee claims of discrimination, wrongful termination, retaliation and more can be costly to a restaurant’s bottom line. To address these issues, ProHost USA rounds out its restaurant package with an employment practices liability insurance endorsement.

As restaurants venture into extended business models like food trucks and introduce novelties such as pop-up eateries for a single night only, many fail to consider the unique exposures these innovative concepts create.

For six years in a row, the restaurant industry has reported significant sales and job creation growth—thanks in large part to restaurants experimenting with new ways to not only draw us to their tables, but also bring their tables to us.

Rene Hernandez asked a lot of questions when he started out in insurance. That strategy became a theme in his career—especially after he decided to leverage local relationships and become an expert in insuring restaurants.

ProHost now offers a unique insurance package on admitted paper so agents and brokers don’t have to go to the excess & surplus market to find coverage for wine bars.

Booming growth has called attention to the unique insurance needs of wineries, breweries and distilleries that go beyond what the liquor liability insurance market traditionally offers. In response, NSM Insurance Group has launched a brewery and winery pr