Restaurant & Bars

Does a host liquor liability coverage amendment in a business owners policy respond when the insured pays for a hosted bar at regular events?

Coverage includes finished goods and beer aging in barrels that are valued at selling price.

As the restaurant industry rebounds, the creative ways restaurateurs used to sustain revenue during the coronavirus pandemic may be opening them up to new exposures.

While restaurateurs continue to deal with industry changes that emerged during the pandemic, they now also face a rapidly changing competitive landscape.

The rise in boutique alcohol producers, from microbreweries to distilleries and wineries, has presented increased risks and complexities in the liquor liability marketplace.

The hospitality industry has been forced to reinvent itself by embracing game-changing tactics including online ordering, curbside order pickup and to-go beer and cocktails.

“The rate increases year over year are taking a toll on our clients, and businesses can’t survive,” says independent agent John Heist. “While agency owners love the hard market, it’s the account managers and producers that must deliver the increases, whic

The carrier cancelled coverage based on inspection results from a third-party inspector, but claims the inspection is the inspector’s intellectual property and won’t release a copy.

Is assault and battery coverage on a liquor liability form and a commercial general liability form the same?