Personal Lines

The owners of two single-family dwellings formed a condo association. How should the agent go about insuring these homes?

The usage-based insurance market could be worth $123 billion by 2023—and its consumer base could grow from 15 million to 142 million over the same timeframe. What’s the future of pay-how-you-drive and pay-as-you-drive insurance?

An agent asks: Can a carrier refuse to pay an insured their deductible if the other party in an auto loss is uninsured?

In the first stage of a multiphase approach to expanding its life insurance portfolio, Aflac recently added a universal life plan with long-term care benefits and more.

Many retirees are unaware of the market value of an asset they already own: their life insurance policy.

Transportation network companies like Uber connect paying passengers with drivers who provide rides in their own vehicles. But how can these drivers protect themselves from potential coverage gaps? Allstate now offers a solution.

An agency recently started competing against a handful of agents who are intentionally underinsuring homes, then using an extended replacement cost endorsement to increase the Coverage A limit by 50%.

An insured was unaware that a pipe was leaking behind a wall, but took action when the damage became apparent. Is the carrier right to deny the claim?

There’s no easy answer. Start by comparing your agency’s workflow to others of the same size.

Thanks to the widespread appeal of high net-worth insurance, independent agents aren’t the only ones vying for the business. Here are a few ways to drive home your value proposition.