Personal Lines

As consumer cyber exposure starts to catch up with commercial exposure, more and more personal lines insurers are starting to offer family or personal cyber coverages.

Because it’s inexpensive and relatively straightforward, renters insurance is particularly ripe for the picking by InsurTech disruptors—but not if you can prove your worth by helping prospects and clients understand the coverage.

Renters currently head up more U.S. households than at any time since the 1960s—and over the last 10 years, renting has increased among demographics which have historically been less likely to rent.

Independent agent R. Todd Rockefeller was selling commercial package professional insurance to CFOs in New York City when he decided to shift his focus to something they seemed more passionate about: their high net-worth personal lines needs.

An agent insures both the mother and father of a teenage son. The parents are legally divorced, and both refuse to add the 16-year-old to their respective personal auto policies. What’s the agent’s obligation?

At least 35% of registered boats in the U.S. are uninsured. Here’s how to reap the benefits of a lucrative market that’s hiding in plain sight.

As personal lines face more disruption from directs, captives and InsurTechs, every policy counts. Have you been neglecting personal lines prospects and clients who have marine exposures?

Since the 1970s, Ken Parker has run his business in the same town where he grew up—deep roots for his conviction that “every agent owes something to their community.” And for more than 30 years, Parker has been doing his part to give back by teaching the

Far too many art-related losses could have been prevented with appropriate risk management or a disaster preparedness plan.

An insured does not carry UM/UIM coverage on their BAP. After getting in an accident in the company car, can they file a UM/UIM claim on their PAP instead?