Personal Lines

Incorrect or missing auto insurance application information costs insurers the equivalent of 10-15% of direct written premium each year. Why the decline in application integrity?

In the wake of the 2008 recession, collections are no longer just hobbies—they’re valuable assets. Are you certain your classic car clients have coverage that will protect their vehicles to their full market value?

For independent agent Ryan Sussman, the classic car market offers a client stable of “relationship people” who appreciate the value of the personal touch.

Due to clogged drains, rain gets in through a vehicle’s closed sunroof, damaging the interior. Can the carrier deny the claim based on wear and tear?

At the time of a loss, which state determines UM/UIM coverage limits? And who is subject to UM/UIM policy exclusions?

Nearly 67 million U.S. citizens traveled outside the country in 2016—and many of your clients will likely be joining their ranks on vacation in the coming weeks. Are you doing everything you can to make sure they’re protected overseas?

An HOA sends out a letter outlining requirements for siding replacements. Does the carrier have to comply based on Ordinance or Law coverage?

Many independent restaurant owners put their businesses in jeopardy every day by not carrying proper coverage for delivery drivers. AmWINS developed the PizzaPro Pizza Delivery Program to protect them from the potential fallout.

If you’re a dog lover, you probably look at your dog and think fuzzy thoughts. Your insurance company, on the other hand, probably sees danger signs.

There were more than 430,000 new RV shipments in 2016, marking a 40-year record. Selling RV insurance could be a worthwhile investment in your personal lines book—but don’t make the mistake of winging it.