After a cat-heavy year, many commercial lines are gearing up for significant rate increases. But commercial excess isn’t necessarily one of them—which makes it a good time to have a conversation about changes in these insureds’ operations.
Before moving into insurance, Jeffrey W. Howard was an accountant. “In the public accounting world, you find a lot of issues with a company, but because of your required independence, you’re not allowed to consult and help fix that. That really irked me,
A 20-year-old daughter, who owns a car registered in her name, goes home for Thanksgiving. Her 16-year-old brother drives her car to the grocery store and is involved in an accident. Is he covered under his parents’ BAP?
Aflac’s new group whole life product includes greater plan maximums and gives customers the opportunity to build cash value and accumulate savings. The group term life product offers a combination of employer-paid, supplemental buy-up and voluntary covera
Three-quarters of Americans don’t currently have long-term care insurance. As an agent, how do you make a coverage seem relevant to a client when the need doesn’t exist yet?
Why purchase uninsured motorist/underinsured motorist umbrella coverage when medical insurance—less deductibles and copay—would cover such a loss?
An agent’s client has their pickup truck insured on a personal auto policy, but uses it in a snowplowing business. Is this type of business exposure excluded from the PAP?
To satisfy increasing demands for flexibility among travelers, AIG Travel is taking a new approach that gives you the ability to tailor travel insurance options for clients.
Months after the #MeToo campaign began, disturbing allegations of sexual harassment are still coming to light. EPLI coverage addresses this exposure for businesses, but is there an equivalent on the personal lines side?
In catastrophe-exposed areas, some homes are experiencing rate increases as high as +15% heading into the New Year.