Personal Lines

What #NeverAgain Means for Insurance

As state gun laws change and business relationships with the National Rifle Association are severed, gun owners are left with a lot of questions about the type and amount of insurance they can carry.

From the Front Lines: RVs

Independent agent Tom Lucas has noticed some changes in the RV market. “We’re seeing companies coming in with replacement cost and disappearing deductibles that we didn’t see before,” he says.

Insuring a Licensed Minor with Dual Households

If a licensed minor with divorced parents lives between two homes and drives a car at each respective household, do they need to be listed on both parents’ umbrella policies?

AXA Enhances Indexed Universal Life Product

In recent years, a low interest rate and higher capital requirements have presented interesting challenges for creating low-priced, high-quality life insurance products.

Main Street America CEO Talks Merger with IA

Recently, American Family Insurance Group and The Main Street America Group announced they are pursuing a merger. IA talked with Tom Van Berkel, Main Street America’s chairman, president & CEO, about the merger and what it means for independent agents.

What Big Data Can Do for Life Insurance

Although the property-casualty and health insurance sectors have rushed to embrace the benefits of big data and predictive modeling, life insurers are lagging far behind.

From the Front Lines: Commercial Auto

Independent agent Steve Shoultz started Priority Risk Management from scratch 13 years ago—and he tries to cross-sell commercial auto whenever he can. “It’s much more difficult to find a qualified driver now because the economy is good and there’s high em

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