Personal Lines

‘Tis the season: Your clients could easily obtain several hundred dollars’ worth of gift cards during the holidays. What are their coverage options?

Heading into the New Year, personal auto carriers are preparing to start subtly taking rate to account for increasing frequency and severity trends. But with driverless cars just around the corner, isn’t high frequency likely to be short-lived?

To succeed in the most competitive insurance market, independent agent Mike Crowley de-emphasizes price “from the point of sale all the way through the process.”

As consumer cyber exposure starts to catch up with commercial exposure, more and more personal lines insurers are starting to offer family or personal cyber coverages.

Because it’s inexpensive and relatively straightforward, renters insurance is particularly ripe for the picking by InsurTech disruptors—but not if you can prove your worth by helping prospects and clients understand the coverage.

Renters currently head up more U.S. households than at any time since the 1960s—and over the last 10 years, renting has increased among demographics which have historically been less likely to rent.

Independent agent R. Todd Rockefeller was selling commercial package professional insurance to CFOs in New York City when he decided to shift his focus to something they seemed more passionate about: their high net-worth personal lines needs.

An agent insures both the mother and father of a teenage son. The parents are legally divorced, and both refuse to add the 16-year-old to their respective personal auto policies. What’s the agent’s obligation?

At least 35% of registered boats in the U.S. are uninsured. Here’s how to reap the benefits of a lucrative market that’s hiding in plain sight.

As personal lines face more disruption from directs, captives and InsurTechs, every policy counts. Have you been neglecting personal lines prospects and clients who have marine exposures?