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Experts outline the differences in coverage and scope.

“When I came out of college, the agency was still mailing paper applications,” says young agent Joseph Iten. “It’s been a push for me to bring everything up to speed and teach the older generations to use technology like e-payments and e-signatures.”

“Automation and generational changes in the way that people do business is a challenge,” says young agent Ashton Fee, describing “the ‘click a button and get a quote’ mentality.”

A time will come when agency owners must decide whether they will sell externally to a third-party buyer or sell internally to family or key stakeholders.

Increased reliance on mobile ordering and payments, QR code menus and Wi-Fi access for customers have opened the doors for many restaurants to become targets of cyberattacks.

The product offers sublimit reinstatements, up to $1 million in wage and hour protection and continuity of claims coverage.

The building’s previous owner may have not replaced the roof after a previous hail storm, and the carrier denied the current owner’s claim after a more recent hail storm because it’s classified as old damage.

“My overall goal is to make our office so appealing to my daughter that when she comes of age, she isn’t running away from it the way I did,” says young agent Kristin Swanson Scott. “That means investing in as much technology as we possibly can to streaml

“I almost left the industry out of frustration,” says young agent Jeb Blazevich. “I was fed up with our healthcare system and lack of transparency, but I started strategizing ways to simultaneously serve my clients’ budgets and the well-being of their emp

On this episode of Agency Nation Radio, David Watson, executive vice president at Mappus Insurance in Mt. Pleasant, South Carolina, shares his story of how he went from agency entrepreneur to InsurTech founder.