Does an HO-3 Cover Family Members Living Separately in a Duplex?

A named insured owns a duplex, where she lives in one unit and her son and his wife live in the other unit rent-free. Do the son and daughter-in-law have coverage for their contents and liability under the mom’s HO-3 policy, or do they need to purchase th

4 Emerging Cyber Coverage Trends to Consider

Here are four types of cyber coverages which haven’t yet appeared on mainstream cyber policies, but which your savvy clients may start asking about in the years to come.

Beazley Enhances Cyber Policy for Large Businesses

In recent years, a major threat—particularly for manufacturers, utilities and industrial companies—is cyberattacks that disable a company’s systems, which are often accompanied by an extortion demand. Beazley responds by enhancing InfoSec to offer a broad

Day In, Day Out: Brand Building 101

Building a brand is no joke. Whether you are just opening your doors, updating your brand or integrating brands through an acquisition, here’s how to make it work.

From the Front Lines: Cyber Liability

Independent agent Jay Byrnes thinks that one of the biggest cyber liability challenges is “the assumption among our clients that they’re not at risk because they’re not a big company,” he says. “As agents, we really need to be advocates of this coverage.”