williamjones

CGL Coverage for Glass Scratched by Contractors

The Big “I” Virtual University “Ask an Expert” service has received several questions regarding CGL coverage when a contractor scratches glass. One claim involved $100,000 in damage to windows of a high-value home…

Quality is on Everyone’s Minds

Everyone is concerned with how to attain quality, how to keep it and how to be known for it. Quality is seen as the factor that can distinguish your agency from its competitors…

The Case of the Kiddie Car Theft

The engines revved, my knuckles whitened, my 12-year-old niece laughed. Usually I enjoyed the sound of my niece’s laughter, which tickled your ear like funny flies. But not this time. This time she was laughing at me…

May 2007

By: Volume 104, No. 5

On the Insurance Campaign

In the summer of 1776 when the delegates to the Second Continental Congress gathered to sign the Declaration of Independence and instantly become traitors to the English crown, Benjamin Franklin purportedly suggested that “we must all hang together or ass

Branding on a Shoestring

When you think of branding, large companies with big brands, like Nike or Coca-Cola, might come to mind. If you’re a slightly smaller company, your small business needs a brand, too, even if you don’t exactly have the same budget as those huge corporation

The Case of the Audacious Auctioneer

The main lobby inside Henry & Miller’s Auctioneers and Appraisals was buzzing with dozens of teen, preteens and men with teenaged hearts—the tops of their heads a seething sea of Yankee caps and astro-boy haircuts. The crowd was there for one reason an

Swimming Pools and the Homeowners Policy

With Memorial Day right around the corner, it’s timely to discuss a common issue regarding above-ground pools: Do they fall under Coverage B—Other Structures or Coverage C —Personal Property under an HO-3 form? This is an important question from a valu

Natural Disaster Legislation Takes Center Stage

The scenes are all too familiar: The relentless rain, rushing flood waters and howling winds that accompany a hurricane; the trembling earth and cracked foundations inflicted by an earthquake; or the punishing gale-force winds of a tornado.

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