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Independent agent Tom Lucas has noticed some changes in the RV market. “We’re seeing companies coming in with replacement cost and disappearing deductibles that we didn’t see before,” he says.

The product is easy to understand and aims to help ease the financial impact of supplemental health care costs by combining accident, hospital indemnity and critical illness coverage.

Independent agent Andrew Bierschied moved into the insurance industry to “have a little more control over my own destiny, career-wise and financially,” he says.

In recent years, a low interest rate and higher capital requirements have presented interesting challenges for creating low-priced, high-quality life insurance products.

An insured has an ISO CGL policy with additional insured forms attached, specifically listing the general contractor as an additional insured. Does a named insured need to be named in a claim to trigger coverage on the policy for the additional insured?

Nearly one-fifth of independent agencies don’t use any agency management system at all. If you’re one of them, here are four reasons to consider investing in one today.

Lots of money, time and effort goes into acquiring customers, but not nearly enough goes into keeping them. Here are seven ways to strengthen customer relationships.

By: Volume 115, No. 5

Your agency management system is the heart of your business. Make sure you’re taking full advantage of the most useful functionalities it has to offer.

Although many agents have been taking steps to transform their agencies, the implementation of digital technology has been slower than it should be. That’s about to change.