The ISO PAP excludes vehicles being used as a public or livery conveyance for liability, medical payments and physical damage. This exclusion pops up in scenarios ranging from airport shuttles to pizza delivery…
One of the most common coverage questions involves adding additional insureds to a business auto policy. The Big “I” Virtual University’s “Ask an Expert” service recently received the following question: “A contractor is driving his van on premises to do
While meandering through the Mediterranean Sea, Odysseus, the hero of Homer’s epic poem “The Odys¬sey,” found himself in a narrow channel of water with monsters on either side. On one side was Scylla, (pronounced “Silla”), a fishtailed mermaid with six do
The Virtual University “Ask an Expert” service recently fielded the following inquiry: “My question has to do with additional insureds. I have had discussions with agents who believe that the wording in the ISO CGL policy pertaining to an ‘insured contrac
Underinsuring business income is troublesome given that coinsurance penalties can be catastrophic. This is particularly true when a business experiences sales and profits far beyond those anticipated or if the business is new and really doesn’t know how i