williamjones

It’s never a good idea to customize a certificate of insurance based on who’s asking for what.

Want to avoid getting a letter from your E&O carrier informing you of an uncovered, excess exposure? When selecting E&O coverage limits, ask—and honestly answer—these questions.

An agent starts noticing three contractual requirements becoming more common for their contractor clients. How should they handle them?

Due to clogged drains, rain gets in through a vehicle’s closed sunroof, damaging the interior. Can the carrier deny the claim based on wear and tear?

At the time of a loss, which state determines UM/UIM coverage limits? And who is subject to UM/UIM policy exclusions?

A client asks an agent to alter a certificate of insurance and add specific language to the description. The agent is concerned about losing a $900,000 account if they don’t fulfill the request.

Cyber coverage can overwhelm business owners and risk managers, but Philadelphia’s new endorsement offers three first- and third-party coverages.

Your builders risk clients trust you to help them secure effective coverage for their myriad exposures. Make sure tricky policy language doesn’t have a negative impact on their ability to recover from a loss.

For product liability or commercial clients, QBE North America offers a new manufacturing errors & omissions endorsement as a standalone form that combines three key coverages—product, impaired property and work—in one form.

Is it acceptable to e-sign certificates and evidences of insurance? Do the same guidelines apply to a producer’s signature on applications?