From typical property and liability risks like slip-and-fall to less common ones like food-borne illnesses, restaurants face a variety of unique exposures. And that requires securing additional layers of coverage beyond what an average small business requ
A fast-paced environment coupled with slippery surfaces make restaurants liability landmines, leading to costly workers comp and personal injury claims.
Understanding dram shop law in every state where you have a liquor liability client is crucial to succeeding in this market. But that’s not all it takes.
Nearly one-third of losses at bars, taverns and nightclubs arise from assault and battery claims. And thanks to various coverage restrictions on assault and battery, the line between liquor and general liability claims is not always clear.
Many smaller restaurants only serve a little bit of wine or beer—and therefore don’t think they need liquor liability insurance. But “that doesn’t exclude you from having a claim,” says independent agent Melinda Langworthy. “I still recommend getting the
Sexual harassment is just one of many common issues that arise in a restaurant workplace—and it’s also one of multiple risks covered by an employment practices liability insurance policy.
Jesse Parenti was born into food. After working in the hospitality industry hands-on for 25 years, he pivoted into commercial insurance—and found out he could apply his past experience to a new niche.
To help protect service-based retail businesses in the nightlife sector, Entertainment Risk offers an insurance program that is both effective and cost-efficient.
Interested in insuring wineries, breweries and distilleries? Here are five new risks affecting the space—and what you can do to make sure your clients have adequate protection for them.
For university leadership, high-risk drinking on college campuses has implications beyond student well-being—particularly when it comes to financial costs and legal liability.