Restaurant & Bars

Arbella Edge for Restaurants offers enhanced property and general liability coverage for new customers and current policyholders who need increased limits and broader coverage.

Restaurant owners and operators face a unique set of risks that can threaten the health and sustainability of their businesses—Restaurant Guard addresses these threats.

As wildfires continue to ravage many areas of the U.S., the winery insurance market is feeling the pressure. What can winery insureds do to make sure they’re as attractive a risk as possible?

The spate of major wildfires over the last several years has hit one insurance market particularly hard: wineries.

In the liquor liability market, independent agent William Schaner’s biggest challenge is providing clients “with a level of coverage that will protect them without making them insurance poor,” he says.

The chances of an armed robbery happening at your insured’s establishment may be slim. But it pays to be prepared.

Independent agent David DeLorenzo entered the restaurant insurance market because he wanted to focus on something that brought him “passion in life,” he says. “You’re there as not only an insurance person, but also someone who cares about the industry.”

In an industry where there is plenty of competition and many challenges, high-end restauranteurs no longer need the added worry of proper insurance coverage for their well-stocked wine cellar.

It’s no longer enough to sell someone an affordable liquor liability policy—today’s insured wants more. Add value by sharing these risk management techniques.

Recently, many admitted liquor liability carriers have increased their appetites for higher-risk liquor establishments—and the result is an incredibly soft marketplace.