FEMA Launches Direct-to-Consumer Flood Insurance Program
FEMA’s decision to sell policies directly to consumers raises questions about the federal government’s role in insurance distribution and could bypass agents and Write-Your-Own carriers.
Flood
Vertafore Announces AI Document Tool, Adds Private Flood MGA to Personal Lines Rater
Vertafore launched its new Velocity Document Intelligence Agent, its latest agentic artificial intelligence (AI) tool.
Neptune Flood Raises Building Coverage Limits and Expands Options
Neptune increased building coverage limits to $15 million across primary and excess flood policies and added enhanced protections for residential, commercial and condo policies.
House Extends NFIP Through Dec. 11
The Big “I” supports a long-term reauthorization of the NFIP and recognizes the importance of a modernized program to increase take-up rates in both the NFIP and the private market.
Are Quieter Hurricane Seasons an Anomaly or a Trend?
To date, no major hurricanes have made landfall in the U.S. during the 2026 Atlantic hurricane season. Does a quiet year signal that hurricane risk is easing? The evidence suggests no.
Property Claims Decline as Regional CAT Events Intensify
Local catastrophes caused intense regional volatility, according to Verisk, but overall lower claim volume contributed to the property & casualty industry’s strong first-quarter results.
New Private Flood Option From Titan and Nationwide
The policy provides flood-only coverage for homes and personal property, protecting homeowners from flood risks not covered by standard homeowners or renters insurance.
Big ‘I’ Releases 2026 Market Share Report
The independent agency channel maintains a strong position amid improving underwriting results.
Flood Risk Moves Inland: How Agents Can Expand the Flood Coverage Conversation
As hurricane season begins, many insurance advisors are spending more time having flood conversations with homeowners living outside traditional coastal markets.
Top 5 Most-Read Articles in Independent Agent in May
May brought news of moderating pressures in the long-suffering personal lines space, with early signs that increases in reconstruction costs and personal auto premium hikes may be beginning to slow.
