Big ‘I’ Releases 2026 Market Share Report
The independent agency channel maintains a strong position amid improving underwriting results.
The independent agency channel maintains a strong position amid improving underwriting results.
As hurricane season begins, many insurance advisors are spending more time having flood conversations with homeowners living outside traditional coastal markets.
May brought news of moderating pressures in the long-suffering personal lines space, with early signs that increases in reconstruction costs and personal auto premium hikes may be beginning to slow.
Flood risk is rising far beyond flood zones, leaving millions of properties exposed. Agents play a critical role in helping property owners understand risk, coverage gaps and modern flood insurance options.
The 75-page report presents a comprehensive set of recommendations for overhauling the federal government’s approach to disaster preparedness, response and recovery.
Most property owner policies exclude flood damage, creating serious financial risk. Flood insurance helps protect families, stabilize communities, and speed recovery after devastating flood events.
Flooding isn’t a coastal issue—it’s everywhere. Help property owners see the gap: standard policies exclude flood. Munich Re U.S. offers options to protect what matters most—before the next storm.
Cassie Masone is the vice president of Selective Insurance Company of America’s flood insurance operation. She has been in this role for over 14 years and is responsible for the flood line of business, including underwriting, claims, customer support and external sales.
Flooding isn’t a coastal issue—it’s everywhere. Help property owners see the gap: standard policies exclude flood. Munich Re U.S. offers options to protect what matters most—before the next storm.
Even routine seasonal changes can create meaningful exposure in non-flood zones, making proactive education and coverage reviews key in the spring months.