Counting the Costs of the Growing Threat from Wildfires
Wildfires are becoming more frequent, more destructive and more costly. Here are five ways to better manage wildfire risk.
Commercial Lines
Breaking Bad: Is Meth Lab Cleanup Costs Covered as Vandalism Damage?
An apartment housing management company discovered high methamphetamine presence after evicting a tenant. The carrier denied the cleanup claim, saying that meth damage isn’t covered under vandalism.
The Hanover Releases State of Specialty Insurance Report
The report studied how agencies approach specialty lines, such as the key factors they consider in the placement decision-making process.
Why Small Businesses Need Product Liability and Product Recall Coverage
Even though small businesses put a lot of work into manufacturing high-quality products, there is always the chance that products could fail to work properly and cause harm to a consumer.
Colonial Surety Combines Fiduciary and Cyber Liability Coverages
The package includes coverages that protect the assets of the retirement plan and the personal assets of the business owners and others involved in the management of the plan.
Why E&S Professional Liability Is Going Through Some Rightsizing
As many carriers left unprofitable and volatile lines of business, the excess & surplus market grew to meet demand—and now rates are rising to match.
Solving E&S Challenges with Technology
The lack of digitization in the excess & surplus market has been holding carriers, agencies and customers back. These challenges can be addressed with technology solutions.
From the Front Lines: Excess & Surplus
“The surplus lines industry is very nimble and can adjust to the changing economic climate very quicky,” says independent agent Tony O’Donnell. “As standard markets change their appetite, then the surplus lines market has to change even quicker to maintai
Why the Excess & Surplus Property Market Is Growing but Not Profitable
As carriers in the standard market increased rates due to catastrophe frequency and severity and property undervaluation, the excess & surplus market responded by providing inexpensive capacity.
Does an Employer with a 401(k) Plan Need Fiduciary Liability Insurance?
Is it mandated that a company with a 401(k) plan must have fiduciary liability coverage if they already have an Employee Retirement Income Security Act of 1974 (ERISA) bond?
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