Commercial Lines

What Is an ‘Act of God’ and Is It Excluded from a CGL?

A barge service was installing a boat lift for a client when the wind shifted directions and pushed the barge into another dock, causing $6,000 in property damage. The carrier is denying coverage because the boat was moved by the wind.

AN Radio: Meet the Insurance Beauty Queen

Crystal Fox, the founder of Beauty Queen Insurance, a division of the Smith Sawyer Smith agency in Rochester, Indiana, shares how she pivoted from being a beautician to specializing in insurance for the beauty industry.

When to Move a Workers Comp Client to a New Carrier

With positive financial results in the workers comp market, agents can expect clients to consider the cost of their coverage and whether they can save money by switching providers in a competitive market.

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