Commercial Lines

Carriers and agents are playing a key role in the increased use of technology to manage workplace safety risks.

The carrier denied coverage, saying the building is appurtenant to the scheduled garage because it is closer to the garage, the activities usual to the house do not depend on the building, and the insured uses the building to avoid having to go back to th

After 15 years in the beauty industry, Crystal Fox saw her livelihood and the industry she loved come to a screeching halt in 2020. Due to the pandemic, the beauty locations she advised were shuttered. However, Fox found a new way to serve her market—insu

As wildfire season is seeming to become an annual occurrence, agents and carriers must learn more about the challenges their winery clients face.

Experts outline the differences in coverage and scope.

Increased reliance on mobile ordering and payments, QR code menus and Wi-Fi access for customers have opened the doors for many restaurants to become targets of cyberattacks.

The product offers sublimit reinstatements, up to $1 million in wage and hour protection and continuity of claims coverage.

The building’s previous owner may have not replaced the roof after a previous hail storm, and the carrier denied the current owner’s claim after a more recent hail storm because it’s classified as old damage.

Insurers are mandating their clients to disclose any dealings with FTX, and in response, limiting or even denying coverage to companies they deem too risky.