A commercial insured has been served with benzene exposure lawsuits, with exposure going back to the 1980s. Should the agency put the general liability carrier and excess general liability carrier on notice at the time of first notice of loss? The insured has switched carriers over the decades.
The system goes live and the project is declared a success. But then, six months later, someone asks: Is anyone actually using it?
As compensation structures become increasingly sophisticated, a process that is difficult to follow or lacks clear communication will erode the broader relationship.
The liability exposure brought by artificial intelligence (AI)-enabled tools often isn’t recognized until a claim emerges. Here’s how to uncover the AI risks that traditional reviews often miss.
The garage liability carrier is declining to pay for the third-party damage, saying the garage liability policy is excess for any non-owned vehicles and that the customer’s personal auto policy should pay.
While the advantages of artificial intelligence (AI) can be significant, these benefits come with risks. Here are five ways to manage your agency’s exposure.
An agency’s 401(k) plan is a valuable tool for reducing taxes, retaining employees and building long-term wealth.
As homeowners insurance becomes more expensive and complex, agents can play a larger role in helping clients understand and manage risks.
Maritime workers comp is easy to miss and costly to get wrong. Learn how independent agents can spot hidden waterfront exposure before a claim.
Employers are weighing rising health care costs, workforce shifts and evolving employee expectations, while employees face more benefit choices than ever.
