“I envision consumers will continue to realize the importance of an umbrella policy,” says independent agent Taylor Justice. “I have personally seen a large increase in young individuals wanting to protect themselves with a personal umbrella policy after
“Auto insurance is often the first product that brings people into our agency,” says Brittany Hardin, independent agent. “If I can find a balance between offering coverage that is appropriate at an affordable premium, the other lines of business will usua
“Due to the most recent few years and what we have been seeing in the media, I expect more and more claims to be filed,” says independent agent Karyn Roeling, “which will continue to make this market harden into the future.”
“Right now, the big challenge is placing difficult and high-value risks,” says independent agent Robert Lamb. “We do a lot of oil and gas equipment and those numbers can get fairly high.”
“I have worked hand in hand with business owners and understand that protecting the assets they have worked long and hard to acquire are a top priority,” says independent agent Denise Byarley. “Our agency feels that the restaurant market, even in rural ar
“We will see new trends as businesses continue to be creative to generate revenues,” says independent agent David Hanley, “which in itself will create new exposures resulting in new insurance products.”
“If you write commercial insurance, you have to be involved in all aspects of it if you’re going to do right by your client,” says independent agent Fred Wittenbaum. “It’s all part of tailoring the program to the best interest of the client.”
“Selling classic car insurance is definitely a leg up,” says independent agent Kelly Haynes, “because clients call us for their regular auto or homeowners, and they don’t realize their local agent can offer classic car insurance too.”
“In the beginning, neither the government nor the insurance industry was prepared to deal with this entirely new technology as fast as it became available,” said independent agent Gerry Zoller. “Today, we see uniform government regulations and several ins
“Equine insurance is a niche market and has its own needs and language,” says Lucinda Human, independent agent. “As large companies have bought smaller agribusiness companies, the emphasis on the customer specific to equine business has become more mainst