williamjones

By: Volume: 119, Issue: 1

Is it mandated that a company with a 401(k) plan must have fiduciary liability coverage if they already have an Employee Retirement Income Security Act of 1974 (ERISA) bond?

Understand the basics of telematics, how to address privacy concerns and how this powerful tool can help clients manage policy rate increases.

As some companies physically reopen and look to have employees return to work in some form or other, there are numerous logistical matters to consider.

Metromile offers real-time, personalized auto insurance policies by the mile, as well as flexible auto coverage options.

“Contractors pollution liability terms and pricing continue to remain competitive, but site pollution liability is another story,” says independent agent Bill Howard. “Markets are certainly more conservative and carriers are offering short-term policies.”

When employees work from home, is it necessary to list all employees’ home addresses as a workplace for workers compensation to apply?

Since the restoration contractor invoice is paid out of the building limit, how can an agent ensure the cost is covered? Should the price of the building be inflated?

This is the first major revision of the homeowners form in over 11 years and will be effective in March 2022.

Offering a new coverage or limit is not the same as recommending, much less choosing it. That choice belongs to your customer.