williamjones

Despite the good news in the D&O market, uncertainty remains as the economy faces a period of higher inflation and a possible recession, which could lead to an increase in D&O claims.

“Directors & officers insurance is the only policy that can adequately protect board actions,” says independent agent William Simons. “The decisions and actions board members take are their personal responsibility.”

Here are four potential issues that can occur during the colder months and how agents can help clients be better prepared.

As capacity returns and rate increases decelerate, D&O market conditions have improved. However, agents need to remain diligent.

Is it best practice to ensure that the personal umbrella policy effective date aligns with the date on the homeowners policy, personal auto policy or any other underlying coverage?

PDFs remain an important resource for organizations that are interested in maintaining the security of information they are sharing.

The personal and commercial property insurance market faces supply chain disruptions, inflation and an increase in extreme weather impacting clients’ builders risk coverage.

The updated supplemental health insurance policies offer greater benefits when an insured person experiences the challenges of extra costs that occur from a covered event.

Through the use of alternative building materials as well as technology, new trends in the construction industry offer options for agents to provide the best path forward.

Why would premium be charged on values that exceed the limit of coverage?