williamjones

What are the risks and advantages of insuring a commercial property with 100% coinsurance?

To help individuals, families and businesses enjoy the holiday and protect themselves against Halloween risks, share these safety tips with your clients.

Despite living in a state where there are no dram shop laws, independent agent Roger Cole always offers his clients liquor liability coverage “because there’s always that anomaly that can take place within the law,” he says. “It’s our job to convince them

Perpetuation (noun): the continuation, without end. Succession (noun): a following after. No matter which word you use, do you have a plan?

Regardless of what you’re selling, the sales process is a numbers game.

A client’s policy includes an endorsement which provides “blanket additional insured” status to the entity with whom they have a written contract, but the certificate holder still insists that the certificate of insurance must specifically list both it an

By: Volume 115, No. 10

To make sure your sales proposals get the attention they deserve, it helps to view them in three phases: before, during and after.

Independent agents Ryan Smith, Heath Patterson, Carrie Ryan and Kristin Ryan share their personal experiences with insurance agency perpetuation.

There’s no money in internal perpetuation—except for savvy agency owners. The path to success is clearer if you’re committed to owning a firm that becomes more valuable over time.