Independent agent Laurie Noel always offers personal umbrella coverage because “underlying policy limits are not always enough,” she says. “With the increasingly litigious society we’re all living in, personal umbrella has become more important than ever
The language of the new digital policy, which is accessible via any smartphone, PC or laptop and on all browsers, describes precisely the coverage purchased.
As vehicle telematics, drones and wearable tech become common in protecting assets and employees, business owners are also using building sensors to detect dangerous temperature shifts, levels of humidity, water leaks and equipment failure.
By: Volume 115, No. 9
The employee benefits landscape is barely recognizable from what it looked like 10 years ago. The downside: Most employers are confused and fearful. The upside: You can show them the way.
What do the “greying” of America and autonomous vehicles have in common? Together, they are conspiring to kill your personal lines book.
Significant errors & omissions claims have resulted from the marketing and procurement of personal umbrella policies—or lack thereof. Here are a few landmines to watch out for.
Most agencies discover that it’s difficult to offer both property-casualty and life-health insurance unless they employ staff that are 100% dedicated to their respective lines.
What is the likelihood that someone would recommend your agency to a friend or colleague?
On a Friday afternoon in Ohio, a group of 11 fifth-generation employees of Stolly Insurance—dubbed “G5”—meets to brainstorm on challenges, opportunities and the future of their agency.