williamjones

Declaration of Independents: David Houston Jr.

Houston became part of the family business after finishing school in 1966. Now the principal of the agency, Houston Insurance continues to be family-owned and is taking care of its client like they are part of the family too.

From the Front Lines: General Liability

“Recently, the market has been constricting—both in appetite and limits available, and mostly in the excess and umbrella lines,” says independent agent Tony Arneson. “The number of lawsuits and the size of jury awards are rapidly trending higher.”

How Workers Comp Trends Are Unevenly Impacting the Market

While pandemic-related claims and losses were reported, the overall financial impact of the pandemic has been manageable for the workers comp market. But a number of trends continue to evolve and uncertainty remains.

From the Front Lines: Homeowners

“As a country, we’re shifting toward buying products online,” says independent agent Lou Martinez. “You don’t see people go into locations anymore, like how my parents still go through their insurance process.”

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